Paying in instalments, simpler than ever
Buy today.
Pay in instalments.
For a new TV, the dentist, car repairs, your dream kitchen, driving lessons, a new laptop
Choose how to repay, review the financing partner's terms and confirm the purchase from your phone.
- Dental care
- Car repairs
- Home and furniture
- Electronics
- Education
- Sports
- Eyewear
- Home appliances
Three steps to a simpler purchase.
Choose AMIO
At the store, scan the QR code or open the merchant's link and sign in to your AMIO account. The first time, you verify your identity once.
Review the offer
Check the financing terms, instalment amounts, repayment period and total cost. The financing partner decides on approval.
Confirm the purchase
Accept the offer and finish the financing partner's process. The merchant is notified when the purchase can be completed.
All your instalments. One place.
AMIO is building an app where you will be able to follow your purchases, remaining balances and due dates.
Paying instalments through the secure system of the financing partner or its payment partner is also planned, with a confirmation for every payment.
How repayment will workThese features are in development. Availability depends on integration with financing partners.
Know what you pay before you decide.
The financing partner approves paying in instalments. Before you accept an offer, you get the amounts, terms, any interest, fees and your total obligation.
Financing partner
approves paying in instalments and receives your instalments
The merchant
sells and hands over the purchase once the partner confirms
AMIO
connects everyone and helps you follow your purchase and obligations
AMIO does not approve instalment payments. The financing partner always decides.
Where you can use AMIO
We are starting with stores and service businesses in Serbia. The list of locations will be published when the pilot starts.
- Dental care
- Car repairs
- Home and furniture
- Electronics
- Education
- Sports
- Eyewear
- Home appliances
For merchants
More ways for customers to complete a purchase.
Offer instalment financing through a simple digital process, without a separate integration for every financing partner. You follow each request and the purchase confirmation.
- A customer request in three steps, with a QR code or link.
- The status of every request in one place.
- A clear confirmation when you can hand over the goods.
- Terms of cooperation agreed in advance.
For financial institutions
Your financing products. New sales channels.
AMIO connects financial institutions with merchants and customers at the moment of purchase. You set the terms, make the decisions and manage the financing.
Questions
Does AMIO approve instalment payments?
No. The financing partner decides. AMIO connects you, the merchant and the partner.
Are the instalments interest-free?
It depends on the financing partner's specific offer. The terms and total cost are shown before you accept.
How do I pay my monthly instalments?
Through the payment method the financing partner supports. Paying from the AMIO app is planned as part of partner integrations.
When can I use AMIO?
We are preparing the launch in Serbia with the first merchants and financing partners. Locations will be published when the pilot starts.
AMIO is coming to Serbia.
We are preparing the first partnerships with merchants and financial institutions.